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Lending Assistant

Apply for the position, Lending Assistant, with Astra Bank today or contact Crystal Sandoval for more information. Posted Jul 29, 2022.

Job Summary:
The main focus of this position is to support Loan Officers and add efficiencies to the lending function of Astra Bank, both locally and bank wide. Assist Loan Officers in Plainville and Hays in collecting consumer loan and consumer real estate applications, complete initial underwriting and depending on officer lending limits, will make appropriate decisions to approve or deny credits. The position typically requires a minimum of 40 hours of work per week Monday – Friday. This position requires office hours in both the Plainville and Hays locations (3 days Plainville/ 2 Days Hays). 
 
Core Competencies:
  • Initiative: Generates ideas for improvement, takes advantage of opportunities, and suggests innovations.  
  • Decision Making: Uses sound judgment to make good decisions based on information gathered and analyzed. 
  • Communication: Organizes and delivers information appropriately. 
  • Attention to Detail: Accurate most of the time and is not satisfied with their performance when mistakes are made.
  • Customer Service The ability and willingness to find out what the customer wants and needs and to act accordingly, 
 
Skills & Abilities: 
  • Internal / External customer relations skills.
  • Desire to work with the public focusing on meeting customer needs.
  • Good computer and word processing skills.
  • Basic knowledge of bank loan products.
  • Ability to work in a fast-paced environment.
  • Strong communication skills.
 
Responsibilities & Duties:
  • Provides assistance and consultation to loan officers, other lending personnel, auditors and regulatory examiners.
  • Reviews loan policy for adequacy and validates that applicable laws and regulations are addressed according to policy.
  • Order title insurance policies and appraisals; perfect vehicle title liens, UCC lien searches, UCC filings, file real estate mortgages, obtain payoffs and releases, credit reports, OFAC, HELOC checks, Flood Certs, insurance, and other required documents to complete the loan file.
  • Submit files to underwriting.
  • Monitor the tickler system to make sure we have current documentation. 
  • Based upon underwriting decision, mail adverse action notice to borrowers.
  • Post loan payments/advances.
  • Prepare payments for real estate closings/loan proceeds.
  • Review of new loans that have been booked.
  • Set up credit files. 
  • Coordinate closings.
  • Maintain weekly and monthly reports as required by management.
  • Review loan files for completeness, accuracy, and compliance standards.
  • Help with questions regarding processing loans.
  • Provide exceptional customer service to both internal and external customers.
  • Follow all bank policies and procedures.
  • Other duties as assigned.
 
Requirements:
  • High School diploma or GED; Associate Degree or college preferred.
  • Prior loan processing experience preferred.
  • One year banking operations experience.
  • Experience or knowledge of state and federal deposit account law and other deposit account regulations preferred.
         
Astra Bank is an Equal Opportunity Employer. The preceding job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this classification. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.
Lending Assistant
Full Time
Crystal Sandoval
Jul 29, 2022
Aug 19, 2022
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